🤝 Allowances (toeslagen) 3 min read
Zorgtoeslag — healthcare allowance explained
If your income is below a yearly threshold, the Belastingdienst pays you a monthly contribution towards your health insurance. Many eligible people never apply.
General guidance, not financial or legal advice.
Settli is an educational platform — independent, no commissions. Always confirm with the official sources linked below for your specific situation.
Who qualifies
Rough rules (always check the official tool for current numbers).
- You're 18+ and have Dutch health insurance
- Your income stays below the yearly cap
- Your assets stay below the savings limit
- You have valid residence status
How to apply
Log into MijnToeslagen with DigiD and apply online. You can claim back up to 1 year — don't leave money on the table.
Common questions
Will I have to pay it back?
If your real income exceeds your estimate, yes. Keep estimates honest and adjust mid-year if it changes.