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🇵🇱Polacy w Holandii

Life in the Netherlands, explained for Polish workers

From BSN and DigiD to taxes, housing and your work rights — calm, clear, and in your language.

Free to start · No bureaucracy · Available in your language

Your first practical steps

1Step 1

Register at your gemeente

Book an appointment within 5 days of arrival to get your BSN.

2Step 2

Apply for DigiD

Once you have a BSN, request DigiD on digid.nl to access government services.

3Step 3

Choose health insurance

You must take a basisverzekering within 4 months of arrival.

4Step 4

Understand your payslip

Check your contract type, hours and the holiday allowance (vakantiegeld).

Your personal checklist

We'll tailor these to your situation after signup.

  • bsn
  • digid
  • health insurance
  • bank account
  • tax id
  • housing contract
  • work rights

Ask anything in your language

Your AI guide knows the questions Polacy w Holandii ask most.

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Common problems we help solve

Employer is also my landlord — what are my rights?
How do I claim my Dutch tax back when I leave?
What is loonheffingskorting and should I tick it?
How do I find a GP (huisarts) that speaks Polish?
housing

Many Polish workers live in employer-provided housing. Know your rights: max 25% of net salary can be deducted for housing.

healthcare

Health insurance is mandatory. Basic (basisverzekering) starts around €140/month. Apply for zorgtoeslag if you earn under ~€38k.

work

Always check your contract — uitzendovereenkomst (agency) gives fewer rights than a direct contract. Keep your loonstrook (payslip).

family

Bringing family from Poland? Children under 18 get free public school. Apply for kinderbijslag (child benefit) via SVB.

FAQ

Do I need a work permit?

EU citizens (incl. Poland) do not need a work permit to work in the Netherlands.

How much tax do I pay?

Income tax depends on your salary bracket. Most Polish workers fall into box 1, around 36.97% up to ~€75k.

Can I claim 30% ruling?

Usually no — 30% ruling is mainly for highly-skilled migrants recruited from abroad with specific salary thresholds.

What is M-form?

The migration tax form for the year you arrived or left NL. File it via Belastingdienst to often get a refund.

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