Your first practical steps
Register at your gemeente
Book an appointment within 5 days of arrival to get your BSN.
Apply for DigiD
Once you have a BSN, request DigiD on digid.nl to access government services.
Choose health insurance
You must take a basisverzekering within 4 months of arrival.
Understand your payslip
Check your contract type, hours and the holiday allowance (vakantiegeld).
Your personal checklist
We'll tailor these to your situation after signup.
- bsn
- digid
- health insurance
- bank account
- tax id
- housing contract
- work rights
Ask anything in your language
Your AI guide knows the questions Polacy w Holandii ask most.
Open AI helperCommon problems we help solve
Many Polish workers live in employer-provided housing. Know your rights: max 25% of net salary can be deducted for housing.
Health insurance is mandatory. Basic (basisverzekering) starts around €140/month. Apply for zorgtoeslag if you earn under ~€38k.
Always check your contract — uitzendovereenkomst (agency) gives fewer rights than a direct contract. Keep your loonstrook (payslip).
Bringing family from Poland? Children under 18 get free public school. Apply for kinderbijslag (child benefit) via SVB.
FAQ
Do I need a work permit?
EU citizens (incl. Poland) do not need a work permit to work in the Netherlands.
How much tax do I pay?
Income tax depends on your salary bracket. Most Polish workers fall into box 1, around 36.97% up to ~€75k.
Can I claim 30% ruling?
Usually no — 30% ruling is mainly for highly-skilled migrants recruited from abroad with specific salary thresholds.
What is M-form?
The migration tax form for the year you arrived or left NL. File it via Belastingdienst to often get a refund.
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