← Settli
🌍International families

Settle your family in the Netherlands with confidence

Relocation, banking, international schools, healthcare and partner support — the practical answers expat families ask first.

Free to start · No bureaucracy · Available in your language

Your first practical steps

1Step 1

Book your gemeente appointment

Within 5 days of arrival — you'll receive your BSN by post.

2Step 2

Apply for the 30% ruling

If you qualify, ask your HR/relocation provider to submit within 4 months of starting.

3Step 3

Open a Dutch bank account

ABN AMRO, ING, Rabobank and bunq all offer English service.

4Step 4

Choose schools & insurance

International school waiting lists are long — start the moment you accept the job.

Your personal checklist

We'll tailor these to your situation after signup.

  • bsn
  • digid
  • 30 percent ruling
  • international school
  • bank account
  • health insurance
  • housing contract

Ask anything in your language

Your AI guide knows the questions International families ask most.

Open AI helper

Common problems we help solve

How do I choose between a Dutch public and an international school?
What's the real cost of living vs. salary?
Can my partner work on my permit?
Should we buy or rent for the first 2 years?
housing

Expect to spend €1,800–€3,500/month for family homes in Amsterdam/Utrecht/Den Haag. Use Pararius and a buying agent (aankoopmakelaar) for purchases.

healthcare

Choose basisverzekering + supplementary if you need physio/dental. International clinics exist in major cities (e.g. ACC Amsterdam).

work

Highly-skilled migrant route is dominant. Your salary must meet thresholds (~€5,331/month in 2025 for 30+).

family

International schools: ISA, BSN, AICS. Public schools: Dutch only at first but kids adapt fast. Childcare: kinderopvang with toeslag if you both work.

FAQ

What is the 30% ruling?

A tax advantage where 30% of your gross salary is tax-free for up to 5 years if you meet the highly-skilled migrant criteria.

Can my partner work?

Yes — partners of highly-skilled migrants get free access to the Dutch labor market.

Public or international school?

Public schools integrate kids faster and are free. International schools fit families planning to leave again.

How long until I can vote?

EU citizens vote locally immediately. Others after 5 years of legal residence.

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